Planning your next big trip? Whether you’re a digital nomad, long-term traveller, or simply hopping from city to city, travel insurance is one of the most important (and overlooked) things to pack. After trying several companies over the years, I’ve found my go-to: SafetyWing Travel Insurance.
If you’re searching for the best travel insurance for digital nomads, budget travellers, or even gap year explorers, keep reading—I’ll explain why SafetyWing is a perfect fit for travellers like us, and how it stacks up against the competition.
Plan Your Trip with
My Favourite Resources
– Best Accommodation Site: Booking.com
– Best day tours here: GetYourGuide.com
– Purchase travel insurance here: SafetyWing
What Is SafetyWing?
SafetyWing is a travel medical insurance company designed specifically for remote workers, digital nomads, and long-term travellers. It’s known for its flexible, affordable monthly plans that you can buy even after your trip has started; something many traditional insurance companies don’t allow.
Top Features:
- Worldwide coverage (including home country visits)
- COVID-19 coverage
- Automatic monthly renewal
- Children under 10 included free with an adult
- Buy anytime—even if your trip has already started
- Affordable pricing from around $45 USD/month
Why I Use SafetyWing for My Travels
As someone who travels for months at a time across Asia and Europe, I need reliable, hassle-free insurance that works whether I’m in a hospital in Hanoi or a café in Copenhagen. SafetyWing is my travel safety net—especially when I’m between countries and can’t predict what’ll happen next.
✅ I can pause or restart coverage anytime
✅ It covers me while I’m visiting family in Canada
✅ I’ve had positive experiences filing claims (easy online portal!)
✅ It’s budget-friendly and doesn’t punish me for travelling long-term
If you’re looking for flexible travel insurance for backpackers, expats, or people on the go—this is it.
What Does SafetyWing Cover?
Here’s a quick breakdown of what’s included with the Nomad Insurance plan:
| What’s Covered | Included? |
|---|---|
| Emergency medical treatment | ✅ |
| Hospital stays & surgeries | ✅ |
| Travel delays & cancellations | ✅ |
| Lost checked luggage | ✅ |
| Natural disasters | ✅ |
| COVID-19 treatment | ✅ |
| Emergency dental | ✅ |
| Personal liability | ✅ |
| Adventure sports (limited) | ⚠️ Partial coverage |
📌 Note: It’s not the best option if you’re travelling with expensive electronics or want high coverage for cancelled flights. For that, you may want to pair it with a credit card travel policy.
Real Talk: Is SafetyWing Worth It?
If you’re looking for cheap travel insurance that still covers the essentials, SafetyWing is absolutely worth it. It’s made for modern travellers, is easy to manage from your phone, and doesn’t make you jump through hoops.
Plus, I love that it’s:
- Subscription-based (set it and forget it!)
- Accepts purchases after departure
- Offers home country coverage (limited but helpful)
🟡 I wouldn’t recommend it for luxury travellers who want high-end trip cancellation insurance
🟢 I do recommend it for solo travellers, digital nomads, and people on gap years or working holidays
Final Verdict: Best Travel Insurance for Long-Term Travellers
After years of travelling through over 40 countries, I know how unpredictable the road can be. Travel insurance isn’t just for “worst-case scenarios”—it’s peace of mind for missed flights, twisted ankles, and unexpected fevers.
SafetyWing is my #1 pick for travel insurance in 2025. Affordable, easy, flexible. You don’t need to overthink it—just click below and get covered before your next adventure.
Quick FAQ (for SEO + helpful info)
Is SafetyWing good for digital nomads?
Yes! It was created specifically for nomads, with flexible monthly plans and global coverage.
Can I buy SafetyWing after I’ve left home?
Absolutely. That’s one of the best features—it doesn’t require you to be in your home country to start coverage.
Does SafetyWing cover COVID-19?
Yes, SafetyWing includes COVID-19 treatment under its medical coverage.
Is SafetyWing worth it for long trips?
Yes, especially for trips longer than 4 weeks, working holidays, or indefinite travel.
Where is SafetyWing accepted?
It’s a global policy with coverage in 180+ countries (excluding Cuba, Iran, North Korea, and Syria).
Book Your Next Trip with
My Favourite Travel Resources
– Top Accommodation Site: Trip.com
– Book your flights here: Cheapoair.com
– Purchase travel insurance here: SafetyWing
Planning your next trip? If you’re as enlivened for your travels as I, bookmark this guide on my top pick for the best travel insurance for digital nomads to help make your travels and claim filing experiences while abroad entirely seamless!
If found this deep dive into my favourite travel insurance helpful, please share it with your friends and connect with me on Facebook, Pinterest, and Instagram for more travel tips!
Until next time,
♥ Agni
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